Explore the terms that shape use
These terms apply when you open an account, use the lobby, send a request through support or ask us to process a payment through UPI, Paytm, PhonePe or Google Pay. If you access the service from India, your use is subject to local law and is
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available only where that law allows it. We may revise the terms when our service steps, verification checks, payment rails or legal duties change, and the version on this page is the one you should rely on at that time. You are responsible for keeping your
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login details, contact details and transaction records accurate, and for checking any notice we send before you continue. If a clause affects a request already in progress, the wording shown when you sent it may still matter for that request.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.